Terms & Conditions
The use of the legal loans application form is subject to the terms and conditions and terms of use set out below. Please take a moment to read these terms and conditions and terms of use carefully.

These terms and conditions serve as a binding agreement and you confirm that the information which you have submitted on this application is true and correct and that you are not under administration, insolvent, under debt review or under any debt restructuring program. You declare that you are a South African citizen between the ages of 18 and 65 years of age.

Here at legal loans our objective is to provide you with the best service possible. We will match your needs and means with our panel of lenders/brokers.
 
Legal loans does not conduct any credit checks but the lenders/brokers might therefore we have no influence over the outcome of your application. Should you be declined we will assign you to the next best option available to you.

Legal Loans offers you a 3-in-1 service which consists of a free loan-finding service, Credit Crunch Report and Legal & ID Assist Plan for a period of 2 years at a once off cost of R395. Please note that this fee has no association with the free loan finding service.

If accepted, you have a 5 day cooling off period in which you may cancel this application. If however you cancel outside of this cooling off period we may charge you a cancelation fee not more than R150 (One Hundred and Fifty Rand)

This fee will be deducted directly from your bank account by NAEDOS Direct Debit on your salary date. Please note that should there be insufficient funds in your account, we will track your account for seven days. You hereby authorise us to deduct the said amount only if your application for our services has been accepted.

PLEASE MAKE SURE THAT YOU CARRY OUT ALL THE ACTIONS THAT WE REQUESTED FROM YOU WHEN APPLYING FOR THE LOAN.

Here at Legal Loans we are entirely independent of any company offering the same or similar service.